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Baccarat History
The present form of Baccarat can be
traced back to Italy. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
The winning hand is the
hand that holds two or three cards totaling closest to nine. All
Tens and face cards have a value of 0. Aces count as One and Two
through Nine are counted at face value. In Mini Baccarat a casino
dealer handles the deal. After the Player’s hand is
complete, the Banker’s hand is dealt out according to the following
set of rules: If the Player did not draw a third card, then the
Banker only draws a card to a hand of 4 or less. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. Eventually,
baccarat evolved into European baccarat and the French game 'chemin de fer'. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. There exists quite a diversity today, especially so since it has made its way onto the world wide web. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to
play.
Baccarat Rules
Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated
table games there is. So never
mind what the other players bet on or how much they bet. Then he will take the very first card
out and whatever the value of this card is indicates how many cards will
be Burned. The baccarat game is now ready to
play. When nobody has a natural additional
cards are drawn to determine the baccarat winner. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. When there is a Tie and you did not bet on it
nobody looses or wins. So if you draw an eight in baccarat and a three, for
instance, the value of both together would be eleven but since the first
digit does not count your hand counts only one. Much like blackjack, two
hands are played - a dealer and a player hand pitted
against each other. Depending on hand outcomes, the player hand will either
draw a third card or stand. After the players
turn, and depending on both the outcome of the players
hand and its own, the dealer hand will either draw a
third additional card or stand. Two components of the game need clearing up at this
point. One factor is how hand values are tabulated. For instance, a hand of 5, Queen and 9 has a
value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more
involved and is often explained with a chart. I will try to simplify this as much as possible with a
few brief guidelines. If such is not the
case, the Player Hand makes the first move. Player shows a 6, 7, 8, or 9
(8 and 9 win)
Player Hand must Stand. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Baccarat rules state that winning banker bets are subject to a 5% house commission. So from reading this page you should have picked up enough about baccarat rules to play a game. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7. Once all the hands are dealt it is closest to 9 that wins.
Tips
- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Play Baccarat at Casinos with the lowest commission possible. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- Any system like the Martingale, which is designed to cover losses, should be avoided. Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses.
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