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Baccarat History
Targeted towards high rollers, Baccarat tables used to be exclusive
territory with roped off access and dealers dressed in tuxedos. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. The winning hand is the
hand that holds two or three cards totaling closest to nine. In
the classic game of Baccarat the deal rotates among the players. A Tie at any point
in the game ends the hand and pays Tie bets. If
neither hand is 9 a hand with a total of 8 is a Natural winner. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. Chemin de fer is very similar to
baccarat as it's played in American casinos today. The title of banker rotates around the table in a manner similar to the dice at a craps table. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank
bets. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to
play.
Baccarat Rules
Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated
table games there is. So never
mind what the other players bet on or how much they bet. If the value of the first card is a four, for instance,
the dealer will take the next four cards out of the shoe and discard them
in a tray next to it along with the first card. Each player is given the bank in
turn and can hold the bank as long as the bank wins. The player with the bank deals two sets of two cards, if of course the
game is played by two players. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. So if you draw an eight in baccarat and a three, for
instance, the value of both together would be eleven but since the first
digit does not count your hand counts only one. Unlike in Black
Jack it is impossible to overdraw in Baccarat. Unlike blackjack, but
rather, like craps, multiple players around the table
can bet on which hand will win. After all is said
and done, the hand with a point total closes to nine
wins. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. The hand closest
to a total value of nine wins. Two components of the game need clearing up at this
point. The other is how drawing a third card is determined. Please note that both hands are allowed a maximum of one
card draw. In order to calculate a hand
total, simply add the value of the two cards. (7 + 4 = 11 - 10 = 1) A hand that has drawn
and composed of three cards is calculated in the same
fashion. For instance, a hand of 5, Queen and 9 has a
value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more
involved and is often explained with a chart. After the dealer has finished drawing,
the hands are added up and a winner is declared. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. (Thus the value of a hand is always between 0 through 9). There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on)
If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. So from reading this page you should have picked up enough about baccarat rules to play a game. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 2 then he must draw. If the dealer has 9 then he must stand. Once all the hands are dealt it is closest to 9 that wins.
Tips
- Bet on the Banker Hand most of the time. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Play Baccarat at Casinos with the lowest commission possible. Any informed player would see that this bet is one of the best in the casino.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. As for other bankroll management strategies, a good one is posted on this website.
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