Baccarat History

The present form of Baccarat can be traced back to Italy. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. All Tens and face cards have a value of 0. If neither hand is 9 a hand with a total of 8 is a Natural winner. Natural hands always immediately win or Tie (although a 9 beats an 8). If the Player did draw a third card, the Banker follows the rules at right. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. D. Chemin de fer is very similar to baccarat as it's played in American casinos today. The result of the die decided her fate. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank bets. The table is staffed by only one dealer who is responsible for handling the cards.

Baccarat Rules

Baccarat is a game of chance, all you have to decide is which hand you think will win. The only thing you are betting against is the cards. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. The player with the bank deals two sets of two cards, if of course the game is played by two players. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. When nobody has a natural additional cards are drawn to determine the baccarat winner. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. This is not only the case with single card values but with the result of two cards combined. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. After all is said and done, the hand with a point total closes to nine wins. If both hands are the same, the game is deemed a tie. All cards numbered 2 through 9 are worth their numeric value. All other cards (tens and picture cards) are worth zero points. In order to calculate a hand total, simply add the value of the two cards. If this sum goes over ten, subtract ten and you will have the final value. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. If one hand is an 8 and the other is a 9, the 9 wins. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. (Thus the value of a hand is always between 0 through 9). The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. With a total of 7, he stands. Baccarat rules state that winning banker bets are subject to a 5% house commission. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 0 then he must draw. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 9 then he must stand.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Play Baccarat Games with the fewest decks. Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. Whatever you decide to follow, be sure you plan ahead of time.

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