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Baccarat History
The present form of Baccarat can be
traced back to Italy. Although it has always been a popular game in European and Latin
American casinos, it never caught on as strongly as Blackjack in US
casinos.
How to Play Baccarat
Baccarat is a very simple game to play with no decisions
made after a bet is placed. There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. In
the classic game of Baccarat the deal rotates among the players. After players make their bets the dealer
deals a two-card hand to the Banker and Player. A Tie at any point
in the game ends the hand and pays Tie bets. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. It was later on introduced in France around 1490 A. Chemin de fer is very similar to
baccarat as it's played in American casinos today. The difference is one of the players banks the game instead of the casino. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. There exists quite a diversity today, especially so since it has made its way onto the world wide web. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank
bets. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables.
Baccarat Rules
The most important thing you need to know is whether
you are betting on the Player, on the Bank or on Tie. Baccarat is played with eight decks of cards without Jokers. The baccarat game is now ready to
play. Before the cards are dealt each baccarat
player has to make his bet. The player with the bank deals two sets of two cards, if of course the
game is played by two players. If
the first two cards dealt count Eight or Nine it is called a "Natural" and wins
automatically, unless both hands have the same
value then it is of course a Tie. When there is a Tie and you did not bet on it
nobody looses or wins. That is
why the Ten, Jack, Queen and the King count 0 and the Ace only one. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. After all bets are made, which cannot be
added to or retracted once play begins, the House will
deal four face-down cards - two cards each to both the
player and banker (House) After the cards are
finished being dealt, they are revealed and tabulated. a baccarat hand will never exceed
three cards total. Tabulating the hand value is straightforward
and only takes simple mathematics of addition. All
cards numbered 2 through 9 are worth their numeric
value. All other cards (tens and picture cards) are
worth zero points. For instance, a hand of 6 and 10 will have
a total value of 6. (7 + 4 = 11 - 10 = 1) A hand that has drawn
and composed of three cards is calculated in the same
fashion. I will try to simplify this as much as possible with a
few brief guidelines. If one hand is an 8 and the
other is a 9, the 9 wins. Player shows a 5, 4, 3, 2, 1
or 0
Player Hand must Draw.
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on)
If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up)
Now it is the bankers turn. Baccarat rules state that winning banker bets are subject to a 5% house commission. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. Dealers normally wear tuxedos and the surrounding are is quite lavish. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 0 then he must draw. If the dealer has 1 then he must draw. If the dealer has 5 then he must draw if your card is a 4-5-6-7.
Tips
- Bet on the Banker Hand most of the time. Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Manage your money wisely, without a "system". Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses.
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