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Baccarat History

The present form of Baccarat can be traced back to Italy. The game was introduced to the French Court in the 15th century and became the favorite game among French nobility.

How to Play Baccarat

The winning hand is the hand that holds two or three cards totaling closest to nine. A bet on the Player pays even money. Natural hands always immediately win or Tie (although a 9 beats an 8). The Player’s hand is dealt to first, and only if the current value is 5 or less. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. It was later on introduced in France around 1490 A. D. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank bets. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables.

Baccarat Rules

The most important thing you need to know is whether you are betting on the Player, on the Bank or on Tie. If the value of the first card is a four, for instance, the dealer will take the next four cards out of the shoe and discard them in a tray next to it along with the first card. The baccarat game is now ready to play. Each player is given the bank in turn and can hold the bank as long as the bank wins. The hand closest to nine wins. If the hand you bet on wins you get a one to one payoff. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. This is not only the case with single card values but with the result of two cards combined. The game begins with players placing bets. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. Depending on hand outcomes, the player hand will either draw a third card or stand. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. The hand closest to a total value of nine wins. One factor is how hand values are tabulated. Please note that both hands are allowed a maximum of one card draw. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. With a total of 7, he stands. The advantage is slim, in the area 0,,8%, but in the world of gambling that's really not that small. So from reading this page you should have picked up enough about baccarat rules to play a game. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. This means the game is quite simple especially as there are only three possible bets that can be made. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7.

Tips

- When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- Play Baccarat at Casinos with the lowest commission possible. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- As for other bankroll management strategies, a good one is posted on this website. At the least, set yourself limits on losses and stake amounts.

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