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Baccarat History
The present form of Baccarat can be
traced back to Italy. Although it has always been a popular game in European and Latin
American casinos, it never caught on as strongly as Blackjack in US
casinos.
How to Play Baccarat
There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. A bet
on the Player pays even money. Even though the player dealing is acting as the Banker, he is not
obligated to bet on the Banker’s hand. After players make their bets the dealer
deals a two-card hand to the Banker and Player. The Player’s hand is dealt to first, and only if the current value
is 5 or less. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. And remained an exclusive game to the French nobility for some time before becoming a casino game. The title of banker rotates around the table in a manner similar to the dice at a craps table. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.
Baccarat Rules
Knowing the basic rules will help you
understand what is going on on the baccarat table and will make the game more fun to play for
you. The only thing you are betting against is the cards. Baccarat is played with eight decks of cards without Jokers. The baccarat game is now ready to
play. The player with the bank deals two sets of two cards, if of course the
game is played by two players. In Baccarat you always have to keep in mind
that the fist digit in a two-digit number does not count. This
is not only the case with single card values but with the result of
two cards combined. Unlike in Black
Jack it is impossible to overdraw in Baccarat. The game begins with players placing bets. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. The hand closest
to a total value of nine wins. If both hands are
the same, the game is deemed a tie. Two components of the game need clearing up at this
point. Please note that both hands are allowed a maximum of one
card draw. All other cards (tens and picture cards) are
worth zero points. If this
sum goes over ten, subtract ten and you will have the
final value. A hand of seven and four has a
value of 1. I will try to simplify this as much as possible with a
few brief guidelines. Banker shows a 5
Banker Hand must Draw if player's draw card is a 4, 5,
6, or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 8 or 9. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. With a total of 7, he stands. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. Baccarat rules state that winning banker bets are subject to a 5% house commission. This is of course because there is more of a chance for a banker win. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. All picture cards count as 10 and aces count as 1. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 0 then he must draw. If the dealer has 8 then he must stand. If the dealer has 9 then he must stand.
Tips
- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Play Baccarat Games with the fewest decks. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. Any informed player would see that this bet is one of the best in the casino.
- If you want to take your chances, then by all means use a system - just know when to quit. Whatever you decide to follow, be sure you plan ahead of time.
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