Baccarat History

The present form of Baccarat can be traced back to Italy. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

A bet on the Player pays even money. A bet on the Banker pays even money minus a 5% house commission. A bet on a Tie pays 8 to 1. In the classic game of Baccarat the deal rotates among the players. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. The result of the die decided her fate. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The infamous Dunes casino introduced baccarat in the late 50's. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. The table is staffed by only one dealer who is responsible for handling the cards. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

The only thing you are betting against is the cards. So never mind what the other players bet on or how much they bet. The baccarat game is now ready to play. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. Before the cards are dealt each baccarat player has to make his bet. At first the value of the cards might seem a little odd, but it's really simple to understand. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike in Black Jack it is impossible to overdraw in Baccarat. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. If both hands are the same, the game is deemed a tie. a baccarat hand will never exceed three cards total. Tabulating the hand value is straightforward and only takes simple mathematics of addition. First off, know that right from the beginning a hand of 8 or 9 automatically wins. If one hand is an 8 and the other is a 9, the 9 wins. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The other must do so also. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Baccarat rules state that winning banker bets are subject to a 5% house commission. This is of course because there is more of a chance for a banker win. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 8 then he must stand. Once all the hands are dealt it is closest to 9 that wins.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. in the long run, a player should be making more bets on the banker than on the player.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- Any system like the Martingale, which is designed to cover losses, should be avoided. Whatever you decide to follow, be sure you plan ahead of time.

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