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Baccarat History
In the 1950’s the game was popularized in Vegas because of
the efforts of Frank Sinatra, a co-owner of The Sands at the time. Targeted towards high rollers, Baccarat tables used to be exclusive
territory with roped off access and dealers dressed in tuxedos.
How to Play Baccarat
A bet
on the Player pays even money. A bet on the Banker pays even money
minus a 5% house commission. If
neither hand is 9 a hand with a total of 8 is a Natural winner. After the Player’s hand is
complete, the Banker’s hand is dealt out according to the following
set of rules: If the Player did not draw a third card, then the
Banker only draws a card to a hand of 4 or less. If the Player did
draw a third card, the Banker follows the rules at right. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. It was later on introduced in France around 1490 A. Eventually,
baccarat evolved into European baccarat and the French game 'chemin de fer'. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to
play.
Baccarat Rules
Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated
table games there is. The most important thing you need to know is whether
you are betting on the Player, on the Bank or on Tie. Baccarat is a game of chance, all you have to decide is which
hand you think will win. So never
mind what the other players bet on or how much they bet. Then he will take the very first card
out and whatever the value of this card is indicates how many cards will
be Burned. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. When there is a Tie and you did not bet on it
nobody looses or wins. Unlike in Black
Jack it is impossible to overdraw in Baccarat. Unlike blackjack, but
rather, like craps, multiple players around the table
can bet on which hand will win. Depending on hand outcomes, the player hand will either
draw a third card or stand. One factor is how hand values are tabulated. Tabulating the hand value is straightforward
and only takes simple mathematics of addition. All other cards (tens and picture cards) are
worth zero points. In order to calculate a hand
total, simply add the value of the two cards. If one hand is an 8 and the
other is a 9, the 9 wins. Once the player hand is finished and
standing, the bank hand will determine whether it must
draw a third card. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. Banker shows a 5
Banker Hand must Draw if player's draw card is a 4, 5,
6, or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 8 or 9. Winning bets on the player hand pay back 1 to 1, while
winning bets on the banker hand do the same, but with a
5% vig (commission) winning tie bets pay back 9 to 1. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. An ace counts as 1, two counts as 2,
etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Baccarat rules state that winning banker bets are subject to a 5% house commission. This is of course because there is more of a chance for a banker win. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. This means the game is quite simple especially as there are only three possible bets that can be made. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. All picture cards count as 10 and aces count as 1. If the dealer has 0 then he must draw. If the dealer has 1 then he must draw. If the dealer has 6 then he must draw if your card is a 6-7.
Tips
- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. in the long run, a player should be making more bets on the banker than on the player.
- For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- Play Baccarat at Casinos with the lowest commission possible. On the banker bet, the casino charges a vig, or commission to counter the players advantage.
- Any system like the Martingale, which is designed to cover losses, should be avoided. Whatever you decide to follow, be sure you plan ahead of time.
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