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Baccarat History
In the 1950’s the game was popularized in Vegas because of
the efforts of Frank Sinatra, a co-owner of The Sands at the time. Mini
Baccarat has the same rules as Baccarat but has lower stakes and is
played on a standard Blackjack shaped table.
How to Play Baccarat
Baccarat is a very simple game to play with no decisions
made after a bet is placed. A bet on the Banker pays even money
minus a 5% house commission. A bet on a Tie pays 8 to 1. All
Tens and face cards have a value of 0. The Player’s hand is dealt to first, and only if the current value
is 5 or less. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Chemin de fer is very similar to
baccarat as it's played in American casinos today. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. It is played by the exact same rules, but lacks the accoutrements of the formal version. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.
Baccarat Rules
So never
mind what the other players bet on or how much they bet. The baccarat game is now ready to
play. At the beginning of the new game the shoe or the bank is given to the
player on the right of the dealer. The hand closest to nine wins. When nobody has a natural additional
cards are drawn to determine the baccarat winner. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. At first the value of the cards might seem a little odd, but it's
really simple to understand. After the players
turn, and depending on both the outcome of the players
hand and its own, the dealer hand will either draw a
third additional card or stand. The other is how drawing a third card is determined. Please note that both hands are allowed a maximum of one
card draw. a baccarat hand will never exceed
three cards total. Tabulating the hand value is straightforward
and only takes simple mathematics of addition. All other cards (tens and picture cards) are
worth zero points. (7 + 4 = 11 - 10 = 1) A hand that has drawn
and composed of three cards is calculated in the same
fashion. I will try to simplify this as much as possible with a
few brief guidelines. Player shows a 5, 4, 3, 2, 1
or 0
Player Hand must Draw. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. Winning bets on the player hand pay back 1 to 1, while
winning bets on the banker hand do the same, but with a
5% vig (commission) winning tie bets pay back 9 to 1. An ace counts as 1, two counts as 2,
etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0.
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. The other must do so also. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on)
If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. Baccarat rules state that winning banker bets are subject to a 5% house commission. Dealers normally wear tuxedos and the surrounding are is quite lavish. This means the game is quite simple especially as there are only three possible bets that can be made. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. All picture cards count as 10 and aces count as 1. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 2 then he must draw. If the dealer has 9 then he must stand.
Tips
- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- Manage your money wisely, without a "system". As for other bankroll management strategies, a good one is posted on this website.
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