Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. In the 1950’s the game was popularized in Vegas because of the efforts of Frank Sinatra, a co-owner of The Sands at the time.

How to Play Baccarat

There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. All Tens and face cards have a value of 0. A Tie at any point in the game ends the hand and pays Tie bets. If neither hand is 9 a hand with a total of 8 is a Natural winner. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The result of the die decided her fate. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank bets. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. Before the cards are dealt each baccarat player has to make his bet. The player with the bank deals two sets of two cards, if of course the game is played by two players. When nobody has a natural additional cards are drawn to determine the baccarat winner. At first the value of the cards might seem a little odd, but it's really simple to understand. This is not only the case with single card values but with the result of two cards combined. Unlike in Black Jack it is impossible to overdraw in Baccarat. After all is said and done, the hand with a point total closes to nine wins. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. Two components of the game need clearing up at this point. If this sum goes over ten, subtract ten and you will have the final value. A hand of seven and four has a value of 1. I will try to simplify this as much as possible with a few brief guidelines. First off, know that right from the beginning a hand of 8 or 9 automatically wins. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. The player's objective is to get a hand that is closer to 9 in value than the banker's. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. The advantage is slim, in the area 0,,8%, but in the world of gambling that's really not that small. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 1 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 9 then he must stand. Once all the hands are dealt it is closest to 9 that wins.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- Play Baccarat at Casinos with the lowest commission possible. Any informed player would see that this bet is one of the best in the casino.
- Manage your money wisely, without a "system". As for other bankroll management strategies, a good one is posted on this website.

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