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Baccarat History

The present form of Baccarat can be traced back to Italy. The game was introduced to the French Court in the 15th century and became the favorite game among French nobility.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. Aces count as One and Two through Nine are counted at face value. In the classic game of Baccarat the deal rotates among the players. After players make their bets the dealer deals a two-card hand to the Banker and Player. If neither hand is an 8 or a 9 and there is no Tie additional cards may be dealt according to a standard set of rules. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. And remained an exclusive game to the French nobility for some time before becoming a casino game. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The difference is one of the players banks the game instead of the casino. The title of banker rotates around the table in a manner similar to the dice at a craps table. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

The most important thing you need to know is whether you are betting on the Player, on the Bank or on Tie. The only thing you are betting against is the cards. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. Each player is given the bank in turn and can hold the bank as long as the bank wins. When nobody has a natural additional cards are drawn to determine the baccarat winner. If the hand you bet on wins you get a one to one payoff. When there is a Tie and you did not bet on it nobody looses or wins. At first the value of the cards might seem a little odd, but it's really simple to understand. After all is said and done, the hand with a point total closes to nine wins. The hand closest to a total value of nine wins. If both hands are the same, the game is deemed a tie. The other is how drawing a third card is determined. In order to calculate a hand total, simply add the value of the two cards. If this sum goes over ten, subtract ten and you will have the final value. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. First off, know that right from the beginning a hand of 8 or 9 automatically wins. If both hands have an 8 or 9, the game is deemed a tie, in which all Tie Bets win. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. (Thus the value of a hand is always between 0 through 9). An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0.

The maximum number of cards in a baccarat hand is three,,
If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are drawn,,
The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and seven,,
the banker always stands if the player stands on a six or a seven

. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. Dealers normally wear tuxedos and the surrounding are is quite lavish. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Play Baccarat Games with the fewest decks. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Any informed player would see that this bet is one of the best in the casino.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. Whatever you decide to follow, be sure you plan ahead of time.

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