Baccarat History

Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos. Mini Baccarat has the same rules as Baccarat but has lower stakes and is played on a standard Blackjack shaped table.

How to Play Baccarat

There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. A bet on the Player pays even money. Aces count as One and Two through Nine are counted at face value. In the classic game of Baccarat the deal rotates among the players. In Mini Baccarat a casino dealer handles the deal. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. Chemin de fer is very similar to baccarat as it's played in American casinos today. The result of the die decided her fate. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. There exists quite a diversity today, especially so since it has made its way onto the world wide web. It is played by the exact same rules, but lacks the accoutrements of the formal version. The table is staffed by only one dealer who is responsible for handling the cards. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. The most important thing you need to know is whether you are betting on the Player, on the Bank or on Tie. It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. Each player is given the bank in turn and can hold the bank as long as the bank wins. Before the cards are dealt each baccarat player has to make his bet. The hand closest to nine wins. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. The hand closest to a total value of nine wins. The other is how drawing a third card is determined. a baccarat hand will never exceed three cards total. All other cards (tens and picture cards) are worth zero points. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. I will try to simplify this as much as possible with a few brief guidelines. If one hand is an 8 and the other is a 9, the 9 wins. If such is not the case, the Player Hand makes the first move. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. With a total of 7, he stands. Dealers normally wear tuxedos and the surrounding are is quite lavish. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. If the dealer has 0 then he must draw. If the dealer has 1 then he must draw. If the dealer has 5 then he must draw if your card is a 4-5-6-7. Once all the hands are dealt it is closest to 9 that wins.

Tips

- Bet on the Banker Hand most of the time. Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie.
- Any informed player would see that this bet is one of the best in the casino. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- If you want to take your chances, then by all means use a system - just know when to quit. At the least, set yourself limits on losses and stake amounts.

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