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Baccarat History
In the 1950’s the game was popularized in Vegas because of
the efforts of Frank Sinatra, a co-owner of The Sands at the time. Mini
Baccarat has the same rules as Baccarat but has lower stakes and is
played on a standard Blackjack shaped table.
How to Play Baccarat
A bet
on the Player pays even money. All
Tens and face cards have a value of 0. Aces count as One and Two
through Nine are counted at face value. In Mini Baccarat a casino
dealer handles the deal. Natural hands always immediately win or Tie (although a 9 beats an
8). It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Chemin de fer is very similar to
baccarat as it's played in American casinos today. The infamous Dunes casino introduced baccarat in the late 50's. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank
bets. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.
Baccarat Rules
Baccarat is played with eight decks of cards without Jokers. If the value of the first card is a four, for instance,
the dealer will take the next four cards out of the shoe and discard them
in a tray next to it along with the first card. At the beginning of the new game the shoe or the bank is given to the
player on the right of the dealer. Each player is given the bank in
turn and can hold the bank as long as the bank wins. Once the bank looses
it moves on to the next player. When nobody has a natural additional
cards are drawn to determine the baccarat winner. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. After all is said
and done, the hand with a point total closes to nine
wins. If both hands are
the same, the game is deemed a tie. The other is how drawing a third card is determined. a baccarat hand will never exceed
three cards total. Tabulating the hand value is straightforward
and only takes simple mathematics of addition. (7 + 4 = 11 - 10 = 1) A hand that has drawn
and composed of three cards is calculated in the same
fashion. First off, know that right from
the beginning a hand of 8 or 9 automatically wins. Player shows a 5, 4, 3, 2, 1
or 0
Player Hand must Draw. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. Banker shows a 5
Banker Hand must Draw if player's draw card is a 4, 5,
6, or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 8 or 9. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. An ace counts as 1, two counts as 2,
etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on)
If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. This is of course because there is more of a chance for a banker win. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 9 then he must stand. Once all the hands are dealt it is closest to 9 that wins.
Tips
- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Any informed player would see that this bet is one of the best in the casino.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. As for other bankroll management strategies, a good one is posted on this website.
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