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Baccarat History
The game was introduced to the French Court in
the 15th century and became the favorite game among French nobility. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
The winning hand is the
hand that holds two or three cards totaling closest to nine. In
the classic game of Baccarat the deal rotates among the players. In Mini Baccarat a casino
dealer handles the deal. Natural hands always immediately win or Tie (although a 9 beats an
8). After the Player’s hand is
complete, the Banker’s hand is dealt out according to the following
set of rules: If the Player did not draw a third card, then the
Banker only draws a card to a hand of 4 or less. It was later on introduced in France around 1490 A. And remained an exclusive game to the French nobility for some time before becoming a casino game. Eventually,
baccarat evolved into European baccarat and the French game 'chemin de fer'. Chemin de fer is very similar to
baccarat as it's played in American casinos today. The result of the die decided her fate. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our
society. It is played by the exact same rules, but lacks the accoutrements of the formal version.
Baccarat Rules
Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated
table games there is. Betting on Tie is not really recommended because it decreases your winning
chances. It doesn't matter which seat you take at the baccarat table because
unlike in Black Jack you are not playing against other players or against
the house. The only thing you are betting against is the cards. So never
mind what the other players bet on or how much they bet. At the
beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the
shoe, called "The Bank". When nobody has a natural additional
cards are drawn to determine the baccarat winner. If the hand you bet on
wins you get a one to one payoff. After all is said
and done, the hand with a point total closes to nine
wins. After all bets are made, which cannot be
added to or retracted once play begins, the House will
deal four face-down cards - two cards each to both the
player and banker (House) After the cards are
finished being dealt, they are revealed and tabulated. a baccarat hand will never exceed
three cards total. If this
sum goes over ten, subtract ten and you will have the
final value. For instance, a hand of 5, Queen and 9 has a
value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more
involved and is often explained with a chart. First off, know that right from
the beginning a hand of 8 or 9 automatically wins. If one hand is an 8 and the
other is a 9, the 9 wins. If such is not the
case, the Player Hand makes the first move. Banker shows a 7, 8 or 9 (8
and 9 win)
Banker Hand must Stand. Banker shows a 5
Banker Hand must Draw if player's draw card is a 4, 5,
6, or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 8 or 9. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. The player's objective is to get a hand that is closer to 9 in value than the banker's. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. (Thus the value of a hand is always between 0 through 9). If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on)
If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. With a total of 7, he stands. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 2 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. Once all the hands are dealt it is closest to 9 that wins.
Tips
- Bet on the Banker Hand most of the time. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- Any system like the Martingale, which is designed to cover losses, should be avoided. If you want to take your chances, then by all means use a system - just know when to quit.
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