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Baccarat History
The game was introduced to the French Court in
the 15th century and became the favorite game among French nobility. Mini
Baccarat has the same rules as Baccarat but has lower stakes and is
played on a standard Blackjack shaped table.
How to Play Baccarat
Baccarat is a very simple game to play with no decisions
made after a bet is placed. There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. A Tie at any point
in the game ends the hand and pays Tie bets. If
neither hand is 9 a hand with a total of 8 is a Natural winner. Natural hands always immediately win or Tie (although a 9 beats an
8). It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. There exists quite a diversity today, especially so since it has made its way onto the world wide web. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to
play.
Baccarat Rules
The only thing you are betting against is the cards. If the value of the first card is a four, for instance,
the dealer will take the next four cards out of the shoe and discard them
in a tray next to it along with the first card. The baccarat game is now ready to
play. When nobody has a natural additional
cards are drawn to determine the baccarat winner. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. That is
why the Ten, Jack, Queen and the King count 0 and the Ace only one. This
is not only the case with single card values but with the result of
two cards combined. Unlike in Black
Jack it is impossible to overdraw in Baccarat. Much like blackjack, two
hands are played - a dealer and a player hand pitted
against each other. After all is said
and done, the hand with a point total closes to nine
wins. The game begins with players placing bets. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. All other cards (tens and picture cards) are
worth zero points. If this
sum goes over ten, subtract ten and you will have the
final value. For instance, a hand of 6 and 10 will have
a total value of 6. A hand of seven and four has a
value of 1. (7 + 4 = 11 - 10 = 1) A hand that has drawn
and composed of three cards is calculated in the same
fashion. If such is not the
case, the Player Hand makes the first move. Player shows a 5, 4, 3, 2, 1
or 0
Player Hand must Draw. An ace counts as 1, two counts as 2,
etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0.
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. With a total of 7, he stands. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. Baccarat rules state that winning banker bets are subject to a 5% house commission. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. All picture cards count as 10 and aces count as 1. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 0 then he must draw. If the dealer has 7 then he must stand. If the dealer has 8 then he must stand.
Tips
- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Play Baccarat at Casinos with the lowest commission possible. Any informed player would see that this bet is one of the best in the casino.
- If you want to take your chances, then by all means use a system - just know when to quit. At the least, set yourself limits on losses and stake amounts.
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