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Baccarat History
Targeted towards high rollers, Baccarat tables used to be exclusive
territory with roped off access and dealers dressed in tuxedos. Mini
Baccarat has the same rules as Baccarat but has lower stakes and is
played on a standard Blackjack shaped table.
How to Play Baccarat
The winning hand is the
hand that holds two or three cards totaling closest to nine. A bet
on the Player pays even money. Even though the player dealing is acting as the Banker, he is not
obligated to bet on the Banker’s hand. After players make their bets the dealer
deals a two-card hand to the Banker and Player. Natural hands always immediately win or Tie (although a 9 beats an
8). It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. The difference is one of the players banks the game instead of the casino. The title of banker rotates around the table in a manner similar to the dice at a craps table. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank
bets. It is played by the exact same rules, but lacks the accoutrements of the formal version. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie.
Baccarat Rules
The most important thing you need to know is whether
you are betting on the Player, on the Bank or on Tie. Baccarat is a game of chance, all you have to decide is which
hand you think will win. The only thing you are betting against is the cards. So never
mind what the other players bet on or how much they bet. Baccarat is played with eight decks of cards without Jokers. Each player is given the bank in
turn and can hold the bank as long as the bank wins. The player with the bank deals two sets of two cards, if of course the
game is played by two players. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. Depending on hand outcomes, the player hand will either
draw a third card or stand. After the players
turn, and depending on both the outcome of the players
hand and its own, the dealer hand will either draw a
third additional card or stand. One factor is how hand values are tabulated. The other is how drawing a third card is determined. Please note that both hands are allowed a maximum of one
card draw. All
cards numbered 2 through 9 are worth their numeric
value. I will try to simplify this as much as possible with a
few brief guidelines. If one hand is an 8 and the
other is a 9, the 9 wins. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. Banker shows a 5
Banker Hand must Draw if player's draw card is a 4, 5,
6, or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 8 or 9. The player's objective is to get a hand that is closer to 9 in value than the banker's. (Thus the value of a hand is always between 0 through 9). If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. This is of course because there is more of a chance for a banker win. So from reading this page you should have picked up enough about baccarat rules to play a game. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used
to. This means the game is quite simple especially as there are only three possible bets that can be made. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. If the dealer has 2 then he must draw. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 7 then he must stand. Once all the hands are dealt it is closest to 9 that wins.
Tips
- in the long run, a player should be making more bets on the banker than on the player. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Play Baccarat Games with the fewest decks. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- Play Baccarat at Casinos with the lowest commission possible. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- Manage your money wisely, without a "system". At the least, set yourself limits on losses and stake amounts.
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