Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos.

How to Play Baccarat

Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. In Mini Baccarat a casino dealer handles the deal. A Tie at any point in the game ends the hand and pays Tie bets. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. If neither hand is 9 a hand with a total of 8 is a Natural winner. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Chemin de fer is very similar to baccarat as it's played in American casinos today. The difference is one of the players banks the game instead of the casino. The result of the die decided her fate. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. The most important thing you need to know is whether you are betting on the Player, on the Bank or on Tie. Baccarat is a game of chance, all you have to decide is which hand you think will win. Each player is given the bank in turn and can hold the bank as long as the bank wins. Once the bank looses it moves on to the next player. The player with the bank deals two sets of two cards, if of course the game is played by two players. The hand closest to nine wins. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. If both hands are the same, the game is deemed a tie. Two components of the game need clearing up at this point. The other is how drawing a third card is determined. Please note that both hands are allowed a maximum of one card draw. For instance, a hand of 6 and 10 will have a total value of 6. A hand of seven and four has a value of 1. If one hand is an 8 and the other is a 9, the 9 wins. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Banker shows a 7, 8 or 9 (8 and 9 win) Banker Hand must Stand. The player's objective is to get a hand that is closer to 9 in value than the banker's. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. The other must do so also. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. Baccarat rules state that winning banker bets are subject to a 5% house commission. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. This means the game is quite simple especially as there are only three possible bets that can be made. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. If the dealer has 1 then he must draw. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 8 then he must stand.

Tips

- in the long run, a player should be making more bets on the banker than on the player. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- Manage your money wisely, without a "system". If you want to take your chances, then by all means use a system - just know when to quit.

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