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Baccarat History

More recently, a lot of US casinos have offered “Mini Baccarat”. Mini Baccarat has the same rules as Baccarat but has lower stakes and is played on a standard Blackjack shaped table.

How to Play Baccarat

The winning hand is the hand that holds two or three cards totaling closest to nine. A bet on the Player pays even money. A bet on a Tie pays 8 to 1. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. The Player’s hand is dealt to first, and only if the current value is 5 or less. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. It is played by the exact same rules, but lacks the accoutrements of the formal version. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.

Baccarat Rules

At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. Once the bank looses it moves on to the next player. Before the cards are dealt each baccarat player has to make his bet. The player with the bank deals two sets of two cards, if of course the game is played by two players. The hand closest to nine wins. If the hand you bet on wins you get a one to one payoff. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. At first the value of the cards might seem a little odd, but it's really simple to understand. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. After all is said and done, the hand with a point total closes to nine wins. The other is how drawing a third card is determined. Please note that both hands are allowed a maximum of one card draw. All cards numbered 2 through 9 are worth their numeric value. In order to calculate a hand total, simply add the value of the two cards. For instance, a hand of 6 and 10 will have a total value of 6. If both hands have an 8 or 9, the game is deemed a tie, in which all Tie Bets win. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. After the dealer has finished drawing, the hands are added up and a winner is declared. The player's objective is to get a hand that is closer to 9 in value than the banker's. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up) Now it is the bankers turn. With a total of 7, he stands. The advantage is slim, in the area 0,,8%, but in the world of gambling that's really not that small. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 0 then he must draw. If the dealer has 2 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9.

Tips

- Bet on the Banker Hand most of the time. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- Any system like the Martingale, which is designed to cover losses, should be avoided. As for other bankroll management strategies, a good one is posted on this website.

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