Baccarat History

More recently, a lot of US casinos have offered “Mini Baccarat”. Mini Baccarat has the same rules as Baccarat but has lower stakes and is played on a standard Blackjack shaped table.

How to Play Baccarat

There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. All Tens and face cards have a value of 0. In the classic game of Baccarat the deal rotates among the players. In Mini Baccarat a casino dealer handles the deal. If neither hand is an 8 or a 9 and there is no Tie additional cards may be dealt according to a standard set of rules. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. D. The infamous Dunes casino introduced baccarat in the late 50's. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank bets. It is played by the exact same rules, but lacks the accoutrements of the formal version. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.

Baccarat Rules

Betting on Tie is not really recommended because it decreases your winning chances. Once the bank looses it moves on to the next player. Before the cards are dealt each baccarat player has to make his bet. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. If the hand you bet on wins you get a one to one payoff. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. At first the value of the cards might seem a little odd, but it's really simple to understand. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. The hand closest to a total value of nine wins. The other is how drawing a third card is determined. If this sum goes over ten, subtract ten and you will have the final value. A hand of seven and four has a value of 1. If one hand is an 8 and the other is a 9, the 9 wins. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. The other must do so also. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. The advantage is slim, in the area 0,,8%, but in the world of gambling that's really not that small. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 0 then he must draw. If the dealer has 8 then he must stand. Once all the hands are dealt it is closest to 9 that wins.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- As for other bankroll management strategies, a good one is posted on this website. Whatever you decide to follow, be sure you plan ahead of time.

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