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Baccarat History
Targeted towards high rollers, Baccarat tables used to be exclusive
territory with roped off access and dealers dressed in tuxedos. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
A bet
on the Player pays even money. A bet on the Banker pays even money
minus a 5% house commission. A Tie at any point
in the game ends the hand and pays Tie bets. If either hand dealt is
a total of 9, it is called a “Natural” and automatically wins. If
neither hand is 9 a hand with a total of 8 is a Natural winner. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. It was later on introduced in France around 1490 A. And remained an exclusive game to the French nobility for some time before becoming a casino game. The difference is one of the players banks the game instead of the casino. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.
Baccarat Rules
Baccarat is a game of chance, all you have to decide is which
hand you think will win. If the value of the first card is a four, for instance,
the dealer will take the next four cards out of the shoe and discard them
in a tray next to it along with the first card. The hand closest to nine wins. If
the first two cards dealt count Eight or Nine it is called a "Natural" and wins
automatically, unless both hands have the same
value then it is of course a Tie. When there is a Tie and you did not bet on it
nobody looses or wins. At first the value of the cards might seem a little odd, but it's
really simple to understand. In Baccarat you always have to keep in mind
that the fist digit in a two-digit number does not count. That is
why the Ten, Jack, Queen and the King count 0 and the Ace only one. The hand closest
to a total value of nine wins. If both hands are
the same, the game is deemed a tie. Please note that both hands are allowed a maximum of one
card draw. Tabulating the hand value is straightforward
and only takes simple mathematics of addition. All
cards numbered 2 through 9 are worth their numeric
value. All other cards (tens and picture cards) are
worth zero points. If this
sum goes over ten, subtract ten and you will have the
final value. For instance, a hand of 6 and 10 will have
a total value of 6. (7 + 4 = 11 - 10 = 1) A hand that has drawn
and composed of three cards is calculated in the same
fashion. Player shows a 5, 4, 3, 2, 1
or 0
Player Hand must Draw. Winning bets on the player hand pay back 1 to 1, while
winning bets on the banker hand do the same, but with a
5% vig (commission) winning tie bets pay back 9 to 1. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. (Thus the value of a hand is always between 0 through 9).
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. Baccarat rules state that winning banker bets are subject to a 5% house commission. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 2 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7.
Tips
- When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. in the long run, a player should be making more bets on the banker than on the player. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Play Baccarat at Casinos with the lowest commission possible. On the banker bet, the casino charges a vig, or commission to counter the players advantage.
- Manage your money wisely, without a "system". Whatever you decide to follow, be sure you plan ahead of time.
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