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Baccarat History
The present form of Baccarat can be
traced back to Italy. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. A bet
on the Player pays even money. A bet on a Tie pays 8 to 1. All
Tens and face cards have a value of 0. A Tie at any point
in the game ends the hand and pays Tie bets. It was later on introduced in France around 1490 A. D. Eventually,
baccarat evolved into European baccarat and the French game 'chemin de fer'. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our
society. It is played by the exact same rules, but lacks the accoutrements of the formal version.
Baccarat Rules
The most important thing you need to know is whether
you are betting on the Player, on the Bank or on Tie. Betting on Tie is not really recommended because it decreases your winning
chances. If the value of the first card is a four, for instance,
the dealer will take the next four cards out of the shoe and discard them
in a tray next to it along with the first card. The baccarat game is now ready to
play. Each player is given the bank in
turn and can hold the bank as long as the bank wins. The hand closest to nine wins. When there is a Tie and you did not bet on it
nobody looses or wins. Unlike in Black
Jack it is impossible to overdraw in Baccarat. After all bets are made, which cannot be
added to or retracted once play begins, the House will
deal four face-down cards - two cards each to both the
player and banker (House) After the cards are
finished being dealt, they are revealed and tabulated. The hand closest
to a total value of nine wins. If both hands are
the same, the game is deemed a tie. a baccarat hand will never exceed
three cards total. All
cards numbered 2 through 9 are worth their numeric
value. All other cards (tens and picture cards) are
worth zero points. In order to calculate a hand
total, simply add the value of the two cards. A hand of seven and four has a
value of 1. Once the player hand is finished and
standing, the bank hand will determine whether it must
draw a third card. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up)
Now it is the bankers turn. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used
to. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 0 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 7 then he must stand.
Tips
- Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. At the least, set yourself limits on losses and stake amounts.
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