Baccarat History

Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos. Mini Baccarat has the same rules as Baccarat but has lower stakes and is played on a standard Blackjack shaped table.

How to Play Baccarat

A bet on a Tie pays 8 to 1. Aces count as One and Two through Nine are counted at face value. After players make their bets the dealer deals a two-card hand to the Banker and Player. Natural hands always immediately win or Tie (although a 9 beats an 8). After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. And remained an exclusive game to the French nobility for some time before becoming a casino game. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. There exists quite a diversity today, especially so since it has made its way onto the world wide web. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank bets. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

Betting on Tie is not really recommended because it decreases your winning chances. It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. So never mind what the other players bet on or how much they bet. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. Each player is given the bank in turn and can hold the bank as long as the bank wins. When nobody has a natural additional cards are drawn to determine the baccarat winner. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. The game begins with players placing bets. Depending on hand outcomes, the player hand will either draw a third card or stand. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. If both hands are the same, the game is deemed a tie. Two components of the game need clearing up at this point. The other is how drawing a third card is determined. Tabulating the hand value is straightforward and only takes simple mathematics of addition. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. If such is not the case, the Player Hand makes the first move. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. Baccarat rules state that winning banker bets are subject to a 5% house commission. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. All picture cards count as 10 and aces count as 1. If the dealer has 2 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 9 then he must stand.

Tips

- This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. in the long run, a player should be making more bets on the banker than on the player.
- These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- Manage your money wisely, without a "system". Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses.

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