Baccarat History

Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

All Tens and face cards have a value of 0. Aces count as One and Two through Nine are counted at face value. In Mini Baccarat a casino dealer handles the deal. A Tie at any point in the game ends the hand and pays Tie bets. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. It was later on introduced in France around 1490 A. The difference is one of the players banks the game instead of the casino. The title of banker rotates around the table in a manner similar to the dice at a craps table. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.

Baccarat Rules

Knowing the basic rules will help you understand what is going on on the baccarat table and will make the game more fun to play for you. The only thing you are betting against is the cards. Baccarat is played with eight decks of cards without Jokers. Before the cards are dealt each baccarat player has to make his bet. The hand closest to nine wins. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. This is not only the case with single card values but with the result of two cards combined. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. The game begins with players placing bets. Two components of the game need clearing up at this point. Please note that both hands are allowed a maximum of one card draw. a baccarat hand will never exceed three cards total. For instance, a hand of 6 and 10 will have a total value of 6. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. I will try to simplify this as much as possible with a few brief guidelines. If both hands have an 8 or 9, the game is deemed a tie, in which all Tie Bets win. If such is not the case, the Player Hand makes the first move. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. With a total of 7, he stands. Baccarat rules state that winning banker bets are subject to a 5% house commission. This is of course because there is more of a chance for a banker win. Dealers normally wear tuxedos and the surrounding are is quite lavish. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. All picture cards count as 10 and aces count as 1. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 1 then he must draw. If the dealer has 6 then he must draw if your card is a 6-7.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager.
- A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Any system like the Martingale, which is designed to cover losses, should be avoided. As for other bankroll management strategies, a good one is posted on this website.

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