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Baccarat History
The present form of Baccarat can be
traced back to Italy. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
Baccarat is a very simple game to play with no decisions
made after a bet is placed. The winning hand is the
hand that holds two or three cards totaling closest to nine. A bet on the Banker pays even money
minus a 5% house commission. A bet on a Tie pays 8 to 1. Even though the player dealing is acting as the Banker, he is not
obligated to bet on the Banker’s hand. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. And remained an exclusive game to the French nobility for some time before becoming a casino game. Eventually,
baccarat evolved into European baccarat and the French game 'chemin de fer'. The result of the die decided her fate. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. There exists quite a diversity today, especially so since it has made its way onto the world wide web. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. The table is staffed by only one dealer who is responsible for handling the cards.
Baccarat Rules
Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated
table games there is. The baccarat game is now ready to
play. Each player is given the bank in
turn and can hold the bank as long as the bank wins. The player with the bank deals two sets of two cards, if of course the
game is played by two players. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. In Baccarat you always have to keep in mind
that the fist digit in a two-digit number does not count. That is
why the Ten, Jack, Queen and the King count 0 and the Ace only one. This
is not only the case with single card values but with the result of
two cards combined. After all is said
and done, the hand with a point total closes to nine
wins. Depending on hand outcomes, the player hand will either
draw a third card or stand. Tabulating the hand value is straightforward
and only takes simple mathematics of addition. In order to calculate a hand
total, simply add the value of the two cards. For instance, a hand of 6 and 10 will have
a total value of 6. If one hand is an 8 and the
other is a 9, the 9 wins. Player shows a 5, 4, 3, 2, 1
or 0
Player Hand must Draw. Once the player hand is finished and
standing, the bank hand will determine whether it must
draw a third card. The following guidelines determine
what action the Bank Hand will take: On a side note, if the player hand
does not draw a card, the banker hand will always
draw if its value is lower than the player hand or
if its own two-card value is 0, 1, or 2. Banker shows a 7, 8 or 9 (8
and 9 win)
Banker Hand must Stand. After the dealer has finished drawing,
the hands are added up and a winner is declared. The player's objective is to get a hand that is closer to 9 in value than the banker's. (Thus the value of a hand is always between 0 through 9).
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. This is of course because there is more of a chance for a banker win. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. This means the game is quite simple especially as there are only three possible bets that can be made. All picture cards count as 10 and aces count as 1. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 8 then he must stand. Once all the hands are dealt it is closest to 9 that wins.
Tips
- When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- If you want to take your chances, then by all means use a system - just know when to quit. At the least, set yourself limits on losses and stake amounts.
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