Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos.

How to Play Baccarat

A bet on the Banker pays even money minus a 5% house commission. All Tens and face cards have a value of 0. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. If neither hand is 9 a hand with a total of 8 is a Natural winner. If the Player did draw a third card, the Banker follows the rules at right. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The basis of this game is very similar, but the rules and payoffs are much less dramatic. There exists quite a diversity today, especially so since it has made its way onto the world wide web. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same.

Baccarat Rules

Betting on Tie is not really recommended because it decreases your winning chances. Baccarat is played with eight decks of cards without Jokers. At the beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the shoe, called "The Bank". Then he will take the very first card out and whatever the value of this card is indicates how many cards will be Burned. Each player is given the bank in turn and can hold the bank as long as the bank wins. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. When there is a Tie and you did not bet on it nobody looses or wins. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. Two components of the game need clearing up at this point. One factor is how hand values are tabulated. Please note that both hands are allowed a maximum of one card draw. For instance, a hand of 6 and 10 will have a total value of 6. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. I will try to simplify this as much as possible with a few brief guidelines. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. The player's objective is to get a hand that is closer to 9 in value than the banker's. (Thus the value of a hand is always between 0 through 9). An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. Each player takes it in turns to deal from the shoe there is however no advantage to be gained from it and it is just part of the tradition of the game. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 7 then he must stand. Once all the hands are dealt it is closest to 9 that wins.

Tips

- This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. in the long run, a player should be making more bets on the banker than on the player.
- Play Baccarat Games with the fewest decks. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- Any system like the Martingale, which is designed to cover losses, should be avoided. At the least, set yourself limits on losses and stake amounts.

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