Baccarat History

More recently, a lot of US casinos have offered “Mini Baccarat”. Mini Baccarat has the same rules as Baccarat but has lower stakes and is played on a standard Blackjack shaped table.

How to Play Baccarat

A bet on the Player pays even money. After players make their bets the dealer deals a two-card hand to the Banker and Player. A Tie at any point in the game ends the hand and pays Tie bets. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. The Player’s hand is dealt to first, and only if the current value is 5 or less. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The difference is one of the players banks the game instead of the casino. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. The infamous Dunes casino introduced baccarat in the late 50's. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. Baccarat is a game of chance, all you have to decide is which hand you think will win. It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. So never mind what the other players bet on or how much they bet. At the beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the shoe, called "The Bank". At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. Once the bank looses it moves on to the next player. The player with the bank deals two sets of two cards, if of course the game is played by two players. After all is said and done, the hand with a point total closes to nine wins. a baccarat hand will never exceed three cards total. Tabulating the hand value is straightforward and only takes simple mathematics of addition. A hand of seven and four has a value of 1. If both hands have an 8 or 9, the game is deemed a tie, in which all Tie Bets win. If such is not the case, the Player Hand makes the first move. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. After the dealer has finished drawing, the hands are added up and a winner is declared. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. (Thus the value of a hand is always between 0 through 9). If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. This is of course because there is more of a chance for a banker win. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. Each player takes it in turns to deal from the shoe there is however no advantage to be gained from it and it is just part of the tradition of the game. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 1 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 7 then he must stand. If the dealer has 9 then he must stand.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- Play Baccarat Games with the fewest decks. Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- If you want to take your chances, then by all means use a system - just know when to quit. At the least, set yourself limits on losses and stake amounts.

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