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Baccarat History
The present form of Baccarat can be
traced back to Italy. Mini
Baccarat has the same rules as Baccarat but has lower stakes and is
played on a standard Blackjack shaped table.
How to Play Baccarat
Baccarat is a very simple game to play with no decisions
made after a bet is placed. A bet
on the Player pays even money. A bet on a Tie pays 8 to 1. A Tie at any point
in the game ends the hand and pays Tie bets. If the Player did
draw a third card, the Banker follows the rules at right. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. And remained an exclusive game to the French nobility for some time before becoming a casino game. Eventually,
baccarat evolved into European baccarat and the French game 'chemin de fer'. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada.
Baccarat Rules
Betting on Tie is not really recommended because it decreases your winning
chances. It doesn't matter which seat you take at the baccarat table because
unlike in Black Jack you are not playing against other players or against
the house. So never
mind what the other players bet on or how much they bet. At the
beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the
shoe, called "The Bank". If
the first two cards dealt count Eight or Nine it is called a "Natural" and wins
automatically, unless both hands have the same
value then it is of course a Tie. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. In Baccarat you always have to keep in mind
that the fist digit in a two-digit number does not count. That is
why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike blackjack, but
rather, like craps, multiple players around the table
can bet on which hand will win. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. Depending on hand outcomes, the player hand will either
draw a third card or stand. If both hands are
the same, the game is deemed a tie. The other is how drawing a third card is determined. Please note that both hands are allowed a maximum of one
card draw. a baccarat hand will never exceed
three cards total. All other cards (tens and picture cards) are
worth zero points. First off, know that right from
the beginning a hand of 8 or 9 automatically wins. If
both hands have an 8 or 9, the game is deemed a tie, in
which all Tie Bets win. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The other must do so also. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up)
Now it is the bankers turn. Baccarat rules state that winning banker bets are subject to a 5% house commission. This is of course because there is more of a chance for a banker win. Dealers normally wear tuxedos and the surrounding are is quite lavish. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. If the dealer has 1 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 7 then he must stand. If the dealer has 8 then he must stand.
Tips
- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. Any informed player would see that this bet is one of the best in the casino.
- Manage your money wisely, without a "system". If you want to take your chances, then by all means use a system - just know when to quit.
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