Baccarat History

Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos. Mini Baccarat has the same rules as Baccarat but has lower stakes and is played on a standard Blackjack shaped table.

How to Play Baccarat

There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. A bet on the Banker pays even money minus a 5% house commission. All Tens and face cards have a value of 0. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. If the Player did draw a third card, the Banker follows the rules at right. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. The table is staffed by only one dealer who is responsible for handling the cards. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. The only thing you are betting against is the cards. So never mind what the other players bet on or how much they bet. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. Once the bank looses it moves on to the next player. When nobody has a natural additional cards are drawn to determine the baccarat winner. If the hand you bet on wins you get a one to one payoff. At first the value of the cards might seem a little odd, but it's really simple to understand. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. If both hands are the same, the game is deemed a tie. The other is how drawing a third card is determined. In order to calculate a hand total, simply add the value of the two cards. If this sum goes over ten, subtract ten and you will have the final value. For instance, a hand of 6 and 10 will have a total value of 6. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. I will try to simplify this as much as possible with a few brief guidelines. If such is not the case, the Player Hand makes the first move. The player's objective is to get a hand that is closer to 9 in value than the banker's. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. This is of course because there is more of a chance for a banker win. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. This means the game is quite simple especially as there are only three possible bets that can be made. All picture cards count as 10 and aces count as 1. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 7 then he must stand.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. in the long run, a player should be making more bets on the banker than on the player.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- Any informed player would see that this bet is one of the best in the casino. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. If you want to take your chances, then by all means use a system - just know when to quit.

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