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Baccarat History
The game was introduced to the French Court in
the 15th century and became the favorite game among French nobility. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
A bet
on the Player pays even money. A bet on a Tie pays 8 to 1. In
the classic game of Baccarat the deal rotates among the players. In Mini Baccarat a casino
dealer handles the deal. If either hand dealt is
a total of 9, it is called a “Natural” and automatically wins. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. D. And remained an exclusive game to the French nobility for some time before becoming a casino game. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. It is played by the exact same rules, but lacks the accoutrements of the formal version.
Baccarat Rules
Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated
table games there is. So never
mind what the other players bet on or how much they bet. Each player is given the bank in
turn and can hold the bank as long as the bank wins. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. That is
why the Ten, Jack, Queen and the King count 0 and the Ace only one. So if you draw an eight in baccarat and a three, for
instance, the value of both together would be eleven but since the first
digit does not count your hand counts only one. Unlike in Black
Jack it is impossible to overdraw in Baccarat. After all is said
and done, the hand with a point total closes to nine
wins. Please note that both hands are allowed a maximum of one
card draw. If this
sum goes over ten, subtract ten and you will have the
final value. For instance, a hand of 6 and 10 will have
a total value of 6. (7 + 4 = 11 - 10 = 1) A hand that has drawn
and composed of three cards is calculated in the same
fashion. For instance, a hand of 5, Queen and 9 has a
value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more
involved and is often explained with a chart. I will try to simplify this as much as possible with a
few brief guidelines. If one hand is an 8 and the
other is a 9, the 9 wins. Once the player hand is finished and
standing, the bank hand will determine whether it must
draw a third card. Banker shows a 5
Banker Hand must Draw if player's draw card is a 4, 5,
6, or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 8 or 9. Winning bets on the player hand pay back 1 to 1, while
winning bets on the banker hand do the same, but with a
5% vig (commission) winning tie bets pay back 9 to 1. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on)
If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. So from reading this page you should have picked up enough about baccarat rules to play a game. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 8 then he must stand.
Tips
- When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. in the long run, a player should be making more bets on the banker than on the player.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. Any informed player would see that this bet is one of the best in the casino.
- As for other bankroll management strategies, a good one is posted on this website. At the least, set yourself limits on losses and stake amounts.
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