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Baccarat History

The present form of Baccarat can be traced back to Italy. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. A bet on the Player pays even money. A bet on the Banker pays even money minus a 5% house commission. A bet on a Tie pays 8 to 1. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. The difference is one of the players banks the game instead of the casino. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables.

Baccarat Rules

Baccarat is a game of chance, all you have to decide is which hand you think will win. So never mind what the other players bet on or how much they bet. At the beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the shoe, called "The Bank". Then he will take the very first card out and whatever the value of this card is indicates how many cards will be Burned. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. If the hand you bet on wins you get a one to one payoff. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. Please note that both hands are allowed a maximum of one card draw. Tabulating the hand value is straightforward and only takes simple mathematics of addition. In order to calculate a hand total, simply add the value of the two cards. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. First off, know that right from the beginning a hand of 8 or 9 automatically wins. If one hand is an 8 and the other is a 9, the 9 wins. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Banker shows a 7, 8 or 9 (8 and 9 win) Banker Hand must Stand. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up) Now it is the bankers turn. The advantage is slim, in the area 0,,8%, but in the world of gambling that's really not that small. So from reading this page you should have picked up enough about baccarat rules to play a game. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. All picture cards count as 10 and aces count as 1. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 1 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. Once all the hands are dealt it is closest to 9 that wins.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager.
- These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Any system like the Martingale, which is designed to cover losses, should be avoided. At the least, set yourself limits on losses and stake amounts.

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