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Baccarat History
The present form of Baccarat can be
traced back to Italy. Targeted towards high rollers, Baccarat tables used to be exclusive
territory with roped off access and dealers dressed in tuxedos.
How to Play Baccarat
A bet on the Banker pays even money
minus a 5% house commission. All
Tens and face cards have a value of 0. In
the classic game of Baccarat the deal rotates among the players. If neither hand is an 8 or a 9 and there is no Tie
additional cards may be dealt according to a standard set of rules. The Player’s hand is dealt to first, and only if the current value
is 5 or less. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. Eventually,
baccarat evolved into European baccarat and the French game 'chemin de fer'. The result of the die decided her fate. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. The infamous Dunes casino introduced baccarat in the late 50's. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank
bets. The table is staffed by only one dealer who is responsible for handling the cards.
Baccarat Rules
The most important thing you need to know is whether
you are betting on the Player, on the Bank or on Tie. It doesn't matter which seat you take at the baccarat table because
unlike in Black Jack you are not playing against other players or against
the house. Once the bank looses
it moves on to the next player. When nobody has a natural additional
cards are drawn to determine the baccarat winner. If the hand you bet on
wins you get a one to one payoff. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. When there is a Tie and you did not bet on it
nobody looses or wins. In Baccarat you always have to keep in mind
that the fist digit in a two-digit number does not count. The game begins with players placing bets. Depending on hand outcomes, the player hand will either
draw a third card or stand. After the players
turn, and depending on both the outcome of the players
hand and its own, the dealer hand will either draw a
third additional card or stand. Tabulating the hand value is straightforward
and only takes simple mathematics of addition. All other cards (tens and picture cards) are
worth zero points. (7 + 4 = 11 - 10 = 1) A hand that has drawn
and composed of three cards is calculated in the same
fashion. For instance, a hand of 5, Queen and 9 has a
value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more
involved and is often explained with a chart. I will try to simplify this as much as possible with a
few brief guidelines. Banker shows a 7, 8 or 9 (8
and 9 win)
Banker Hand must Stand. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. After the dealer has finished drawing,
the hands are added up and a winner is declared. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. The other must do so also. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up)
Now it is the bankers turn. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. Dealers normally wear tuxedos and the surrounding are is quite lavish. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 7 then he must stand. If the dealer has 8 then he must stand. Once all the hands are dealt it is closest to 9 that wins.
Tips
- Bet on the Banker Hand most of the time. The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. Any informed player would see that this bet is one of the best in the casino.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. If you want to take your chances, then by all means use a system - just know when to quit.
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