Baccarat History

Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. The winning hand is the hand that holds two or three cards totaling closest to nine. Aces count as One and Two through Nine are counted at face value. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. If neither hand is an 8 or a 9 and there is no Tie additional cards may be dealt according to a standard set of rules. It was later on introduced in France around 1490 A. D. And remained an exclusive game to the French nobility for some time before becoming a casino game. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. The result of the die decided her fate. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank bets. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.

Baccarat Rules

Knowing the basic rules will help you understand what is going on on the baccarat table and will make the game more fun to play for you. Before the cards are dealt each baccarat player has to make his bet. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. When nobody has a natural additional cards are drawn to determine the baccarat winner. If the hand you bet on wins you get a one to one payoff. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. When there is a Tie and you did not bet on it nobody looses or wins. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. Please note that both hands are allowed a maximum of one card draw. All cards numbered 2 through 9 are worth their numeric value. All other cards (tens and picture cards) are worth zero points. For instance, a hand of 6 and 10 will have a total value of 6. If such is not the case, the Player Hand makes the first move. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Banker shows a 7, 8 or 9 (8 and 9 win) Banker Hand must Stand. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. After the dealer has finished drawing, the hands are added up and a winner is declared. The player's objective is to get a hand that is closer to 9 in value than the banker's. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Baccarat rules state that winning banker bets are subject to a 5% house commission. So from reading this page you should have picked up enough about baccarat rules to play a game. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. All picture cards count as 10 and aces count as 1. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 9 then he must stand.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%.
- Play Baccarat Games with the fewest decks. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. Any informed player would see that this bet is one of the best in the casino.
- Any system like the Martingale, which is designed to cover losses, should be avoided. If you want to take your chances, then by all means use a system - just know when to quit.

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