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Baccarat History

The present form of Baccarat can be traced back to Italy. The game was introduced to the French Court in the 15th century and became the favorite game among French nobility.

How to Play Baccarat

A bet on the Player pays even money. A bet on the Banker pays even money minus a 5% house commission. In Mini Baccarat a casino dealer handles the deal. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. It was later on introduced in France around 1490 A. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. Chemin de fer is very similar to baccarat as it's played in American casinos today. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables.

Baccarat Rules

The most important thing you need to know is whether you are betting on the Player, on the Bank or on Tie. Baccarat is a game of chance, all you have to decide is which hand you think will win. The baccarat game is now ready to play. When nobody has a natural additional cards are drawn to determine the baccarat winner. When there is a Tie and you did not bet on it nobody looses or wins. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. This is not only the case with single card values but with the result of two cards combined. So if you draw an eight in baccarat and a three, for instance, the value of both together would be eleven but since the first digit does not count your hand counts only one. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. If both hands are the same, the game is deemed a tie. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. After the dealer has finished drawing, the hands are added up and a winner is declared. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. With a total of 7, he stands. This is of course because there is more of a chance for a banker win. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. This means the game is quite simple especially as there are only three possible bets that can be made. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 1 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 6 then he must draw if your card is a 6-7. Once all the hands are dealt it is closest to 9 that wins.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. Any informed player would see that this bet is one of the best in the casino.
- Manage your money wisely, without a "system". Whatever you decide to follow, be sure you plan ahead of time.

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