Baccarat History

Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos. Mini Baccarat has the same rules as Baccarat but has lower stakes and is played on a standard Blackjack shaped table.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. The winning hand is the hand that holds two or three cards totaling closest to nine. If neither hand is 9 a hand with a total of 8 is a Natural winner. The Player’s hand is dealt to first, and only if the current value is 5 or less. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. It was later on introduced in France around 1490 A. The title of banker rotates around the table in a manner similar to the dice at a craps table. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. Baccarat is a game of chance, all you have to decide is which hand you think will win. If the value of the first card is a four, for instance, the dealer will take the next four cards out of the shoe and discard them in a tray next to it along with the first card. Each player is given the bank in turn and can hold the bank as long as the bank wins. Once the bank looses it moves on to the next player. When nobody has a natural additional cards are drawn to determine the baccarat winner. When there is a Tie and you did not bet on it nobody looses or wins. This is not only the case with single card values but with the result of two cards combined. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. If both hands are the same, the game is deemed a tie. The other is how drawing a third card is determined. a baccarat hand will never exceed three cards total. All cards numbered 2 through 9 are worth their numeric value. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Banker shows a 7, 8 or 9 (8 and 9 win) Banker Hand must Stand. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up) Now it is the bankers turn. With a total of 7, he stands. Baccarat rules state that winning banker bets are subject to a 5% house commission. The advantage is slim, in the area 0,,8%, but in the world of gambling that's really not that small. So from reading this page you should have picked up enough about baccarat rules to play a game. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 1 then he must draw. If the dealer has 2 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 9 then he must stand.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- If you want to take your chances, then by all means use a system - just know when to quit. As for other bankroll management strategies, a good one is posted on this website.

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