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Baccarat History
Targeted towards high rollers, Baccarat tables used to be exclusive
territory with roped off access and dealers dressed in tuxedos. Mini
Baccarat has the same rules as Baccarat but has lower stakes and is
played on a standard Blackjack shaped table.
How to Play Baccarat
A bet on the Banker pays even money
minus a 5% house commission. All
Tens and face cards have a value of 0. Even though the player dealing is acting as the Banker, he is not
obligated to bet on the Banker’s hand. After players make their bets the dealer
deals a two-card hand to the Banker and Player. After the Player’s hand is
complete, the Banker’s hand is dealt out according to the following
set of rules: If the Player did not draw a third card, then the
Banker only draws a card to a hand of 4 or less. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Chemin de fer is very similar to
baccarat as it's played in American casinos today. The title of banker rotates around the table in a manner similar to the dice at a craps table. There exists quite a diversity today, especially so since it has made its way onto the world wide web. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. The table is staffed by only one dealer who is responsible for handling the cards. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.
Baccarat Rules
Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated
table games there is. The most important thing you need to know is whether
you are betting on the Player, on the Bank or on Tie. Betting on Tie is not really recommended because it decreases your winning
chances. The only thing you are betting against is the cards. Each player is given the bank in
turn and can hold the bank as long as the bank wins. The hand closest to nine wins. When nobody has a natural additional
cards are drawn to determine the baccarat winner. At first the value of the cards might seem a little odd, but it's
really simple to understand. After all bets are made, which cannot be
added to or retracted once play begins, the House will
deal four face-down cards - two cards each to both the
player and banker (House) After the cards are
finished being dealt, they are revealed and tabulated. Depending on hand outcomes, the player hand will either
draw a third card or stand. The other is how drawing a third card is determined. All
cards numbered 2 through 9 are worth their numeric
value. If
both hands have an 8 or 9, the game is deemed a tie, in
which all Tie Bets win. Player shows a 6, 7, 8, or 9
(8 and 9 win)
Player Hand must Stand. The following guidelines determine
what action the Bank Hand will take: On a side note, if the player hand
does not draw a card, the banker hand will always
draw if its value is lower than the player hand or
if its own two-card value is 0, 1, or 2. Banker shows a 7, 8 or 9 (8
and 9 win)
Banker Hand must Stand. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. After the dealer has finished drawing,
the hands are added up and a winner is declared. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. (Thus the value of a hand is always between 0 through 9). An ace counts as 1, two counts as 2,
etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 7 then he must stand. If the dealer has 8 then he must stand. If the dealer has 9 then he must stand. Once all the hands are dealt it is closest to 9 that wins.
Tips
- Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. in the long run, a player should be making more bets on the banker than on the player. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Any system like the Martingale, which is designed to cover losses, should be avoided. At the least, set yourself limits on losses and stake amounts.
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