Baccarat History

Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos. Mini Baccarat has the same rules as Baccarat but has lower stakes and is played on a standard Blackjack shaped table.

How to Play Baccarat

A bet on the Banker pays even money minus a 5% house commission. Aces count as One and Two through Nine are counted at face value. After players make their bets the dealer deals a two-card hand to the Banker and Player. A Tie at any point in the game ends the hand and pays Tie bets. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. D. And remained an exclusive game to the French nobility for some time before becoming a casino game. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The basis of this game is very similar, but the rules and payoffs are much less dramatic. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. It is played by the exact same rules, but lacks the accoutrements of the formal version. The table is staffed by only one dealer who is responsible for handling the cards. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. Betting on Tie is not really recommended because it decreases your winning chances. So never mind what the other players bet on or how much they bet. The baccarat game is now ready to play. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. Each player is given the bank in turn and can hold the bank as long as the bank wins. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. Depending on hand outcomes, the player hand will either draw a third card or stand. If both hands are the same, the game is deemed a tie. Please note that both hands are allowed a maximum of one card draw. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. First off, know that right from the beginning a hand of 8 or 9 automatically wins. If both hands have an 8 or 9, the game is deemed a tie, in which all Tie Bets win. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Banker shows a 7, 8 or 9 (8 and 9 win) Banker Hand must Stand. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. The player's objective is to get a hand that is closer to 9 in value than the banker's. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. (Thus the value of a hand is always between 0 through 9). Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. This means the game is quite simple especially as there are only three possible bets that can be made. Each player takes it in turns to deal from the shoe there is however no advantage to be gained from it and it is just part of the tradition of the game. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 2 then he must draw. If the dealer has 5 then he must draw if your card is a 4-5-6-7.

Tips

- Bet on the Banker Hand most of the time. Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. At the least, set yourself limits on losses and stake amounts.

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