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Baccarat History
Targeted towards high rollers, Baccarat tables used to be exclusive
territory with roped off access and dealers dressed in tuxedos. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
Baccarat is a very simple game to play with no decisions
made after a bet is placed. There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. If either hand dealt is
a total of 9, it is called a “Natural” and automatically wins. Natural hands always immediately win or Tie (although a 9 beats an
8). The Player’s hand is dealt to first, and only if the current value
is 5 or less. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. There exists quite a diversity today, especially so since it has made its way onto the world wide web. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank
bets. It is played by the exact same rules, but lacks the accoutrements of the formal version. The table is staffed by only one dealer who is responsible for handling the cards.
Baccarat Rules
Betting on Tie is not really recommended because it decreases your winning
chances. It doesn't matter which seat you take at the baccarat table because
unlike in Black Jack you are not playing against other players or against
the house. The only thing you are betting against is the cards. Baccarat is played with eight decks of cards without Jokers. At the
beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the
shoe, called "The Bank". Each player is given the bank in
turn and can hold the bank as long as the bank wins. The hand closest to nine wins. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. If both hands are
the same, the game is deemed a tie. Two components of the game need clearing up at this
point. One factor is how hand values are tabulated. All
cards numbered 2 through 9 are worth their numeric
value. All other cards (tens and picture cards) are
worth zero points. A hand of seven and four has a
value of 1. For instance, a hand of 5, Queen and 9 has a
value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more
involved and is often explained with a chart. Player shows a 6, 7, 8, or 9
(8 and 9 win)
Player Hand must Stand. Once the player hand is finished and
standing, the bank hand will determine whether it must
draw a third card. Banker shows a 5
Banker Hand must Draw if player's draw card is a 4, 5,
6, or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 8 or 9. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. The player's objective is to get a hand that is closer to 9 in value than the banker's. (Thus the value of a hand is always between 0 through 9).
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. So from reading this page you should have picked up enough about baccarat rules to play a game. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used
to. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. Each player takes it in turns to deal from the shoe there is however no advantage to be gained from it and it is just part of the tradition of the game. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 9 then he must stand. Once all the hands are dealt it is closest to 9 that wins.
Tips
- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Play Baccarat at Casinos with the lowest commission possible. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- If you want to take your chances, then by all means use a system - just know when to quit. As for other bankroll management strategies, a good one is posted on this website.
Baccarat game for United Kingdom players: find tips for baccarat, strategies, terms, top baccarat casinos and other gambling information at Baccarat9 UK
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