Baccarat History

The present form of Baccarat can be traced back to Italy. Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. A bet on the Player pays even money. All Tens and face cards have a value of 0. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. A Tie at any point in the game ends the hand and pays Tie bets. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. And remained an exclusive game to the French nobility for some time before becoming a casino game. The difference is one of the players banks the game instead of the casino. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. There exists quite a diversity today, especially so since it has made its way onto the world wide web. It is played by the exact same rules, but lacks the accoutrements of the formal version.

Baccarat Rules

It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. The only thing you are betting against is the cards. So never mind what the other players bet on or how much they bet. The baccarat game is now ready to play. The hand closest to nine wins. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. So if you draw an eight in baccarat and a three, for instance, the value of both together would be eleven but since the first digit does not count your hand counts only one. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. If this sum goes over ten, subtract ten and you will have the final value. A hand of seven and four has a value of 1. I will try to simplify this as much as possible with a few brief guidelines. If one hand is an 8 and the other is a 9, the 9 wins. If such is not the case, the Player Hand makes the first move. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. This is of course because there is more of a chance for a banker win. The advantage is slim, in the area 0,,8%, but in the world of gambling that's really not that small. This means the game is quite simple especially as there are only three possible bets that can be made. All picture cards count as 10 and aces count as 1. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7. Once all the hands are dealt it is closest to 9 that wins.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Any system like the Martingale, which is designed to cover losses, should be avoided. Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses.

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