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Baccarat History

The present form of Baccarat can be traced back to Italy. Mini Baccarat has the same rules as Baccarat but has lower stakes and is played on a standard Blackjack shaped table.

How to Play Baccarat

There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. A bet on the Banker pays even money minus a 5% house commission. Aces count as One and Two through Nine are counted at face value. In the classic game of Baccarat the deal rotates among the players. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. Chemin de fer is very similar to baccarat as it's played in American casinos today. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. The result of the die decided her fate. The basis of this game is very similar, but the rules and payoffs are much less dramatic. There exists quite a diversity today, especially so since it has made its way onto the world wide web. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank bets. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables.

Baccarat Rules

The most important thing you need to know is whether you are betting on the Player, on the Bank or on Tie. It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. The baccarat game is now ready to play. Once the bank looses it moves on to the next player. The hand closest to nine wins. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike in Black Jack it is impossible to overdraw in Baccarat. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. Two components of the game need clearing up at this point. a baccarat hand will never exceed three cards total. All other cards (tens and picture cards) are worth zero points. If this sum goes over ten, subtract ten and you will have the final value. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. If such is not the case, the Player Hand makes the first move. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. The player's objective is to get a hand that is closer to 9 in value than the banker's. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up) Now it is the bankers turn. With a total of 7, he stands. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. Baccarat rules state that winning banker bets are subject to a 5% house commission. This is of course because there is more of a chance for a banker win. Dealers normally wear tuxedos and the surrounding are is quite lavish. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 0 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7.

Tips

- Bet on the Banker Hand most of the time. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Play Baccarat Games with the fewest decks. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- Play Baccarat at Casinos with the lowest commission possible. On the banker bet, the casino charges a vig, or commission to counter the players advantage.
- If you want to take your chances, then by all means use a system - just know when to quit. At the least, set yourself limits on losses and stake amounts.

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