Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

A bet on a Tie pays 8 to 1. Aces count as One and Two through Nine are counted at face value. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. A Tie at any point in the game ends the hand and pays Tie bets. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. The title of banker rotates around the table in a manner similar to the dice at a craps table. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The infamous Dunes casino introduced baccarat in the late 50's. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. Betting on Tie is not really recommended because it decreases your winning chances. It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. So never mind what the other players bet on or how much they bet. The player with the bank deals two sets of two cards, if of course the game is played by two players. The hand closest to nine wins. If the hand you bet on wins you get a one to one payoff. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. Depending on hand outcomes, the player hand will either draw a third card or stand. The hand closest to a total value of nine wins. If this sum goes over ten, subtract ten and you will have the final value. A hand of seven and four has a value of 1. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. The other must do so also. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Baccarat rules state that winning banker bets are subject to a 5% house commission. So from reading this page you should have picked up enough about baccarat rules to play a game. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. All picture cards count as 10 and aces count as 1. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If the dealer has 2 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 5 then he must draw if your card is a 4-5-6-7.

Tips

- Bet on the Banker Hand most of the time. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- If you want to take your chances, then by all means use a system - just know when to quit. As for other bankroll management strategies, a good one is posted on this website.

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