Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. Aces count as One and Two through Nine are counted at face value. In Mini Baccarat a casino dealer handles the deal. After players make their bets the dealer deals a two-card hand to the Banker and Player. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. It was later on introduced in France around 1490 A. And remained an exclusive game to the French nobility for some time before becoming a casino game. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. The table is staffed by only one dealer who is responsible for handling the cards. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. The most important thing you need to know is whether you are betting on the Player, on the Bank or on Tie. At the beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the shoe, called "The Bank". At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. When there is a Tie and you did not bet on it nobody looses or wins. At first the value of the cards might seem a little odd, but it's really simple to understand. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. The game begins with players placing bets. One factor is how hand values are tabulated. All other cards (tens and picture cards) are worth zero points. If this sum goes over ten, subtract ten and you will have the final value. For instance, a hand of 6 and 10 will have a total value of 6. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. Banker shows a 7, 8 or 9 (8 and 9 win) Banker Hand must Stand. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. With a total of 7, he stands. Baccarat rules state that winning banker bets are subject to a 5% house commission. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 1 then he must draw. If the dealer has 2 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. Once all the hands are dealt it is closest to 9 that wins.

Tips

- Bet on the Banker Hand most of the time. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. At the least, set yourself limits on losses and stake amounts.

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