Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. In Mini Baccarat a casino dealer handles the deal. A Tie at any point in the game ends the hand and pays Tie bets. If neither hand is an 8 or a 9 and there is no Tie additional cards may be dealt according to a standard set of rules. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. And remained an exclusive game to the French nobility for some time before becoming a casino game. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. There exists quite a diversity today, especially so since it has made its way onto the world wide web. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. The most important thing you need to know is whether you are betting on the Player, on the Bank or on Tie. Baccarat is a game of chance, all you have to decide is which hand you think will win. Knowing the basic rules will help you understand what is going on on the baccarat table and will make the game more fun to play for you. The only thing you are betting against is the cards. At the beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the shoe, called "The Bank". The baccarat game is now ready to play. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. After all is said and done, the hand with a point total closes to nine wins. The game begins with players placing bets. Depending on hand outcomes, the player hand will either draw a third card or stand. One factor is how hand values are tabulated. For instance, a hand of 6 and 10 will have a total value of 6. A hand of seven and four has a value of 1. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. If one hand is an 8 and the other is a 9, the 9 wins. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5.
  • The maximum number of cards in a baccarat hand is three,,
  • If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are drawn,,
  • The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and seven,,
  • the banker always stands if the player stands on a six or a seven
. The other must do so also. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. So from reading this page you should have picked up enough about baccarat rules to play a game. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. Dealers normally wear tuxedos and the surrounding are is quite lavish. This means the game is quite simple especially as there are only three possible bets that can be made. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If the dealer has 1 then he must draw. Once all the hands are dealt it is closest to 9 that wins.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. Any informed player would see that this bet is one of the best in the casino.
- As for other bankroll management strategies, a good one is posted on this website. At the least, set yourself limits on losses and stake amounts.

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