Baccarat History

In the 1950’s the game was popularized in Vegas because of the efforts of Frank Sinatra, a co-owner of The Sands at the time. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

Aces count as One and Two through Nine are counted at face value. In the classic game of Baccarat the deal rotates among the players. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. If neither hand is 9 a hand with a total of 8 is a Natural winner. The Player’s hand is dealt to first, and only if the current value is 5 or less. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. It was later on introduced in France around 1490 A. Chemin de fer is very similar to baccarat as it's played in American casinos today. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. There exists quite a diversity today, especially so since it has made its way onto the world wide web. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

The most important thing you need to know is whether you are betting on the Player, on the Bank or on Tie. The only thing you are betting against is the cards. Baccarat is played with eight decks of cards without Jokers. If the value of the first card is a four, for instance, the dealer will take the next four cards out of the shoe and discard them in a tray next to it along with the first card. Before the cards are dealt each baccarat player has to make his bet. If the hand you bet on wins you get a one to one payoff. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. The game begins with players placing bets. Tabulating the hand value is straightforward and only takes simple mathematics of addition. In order to calculate a hand total, simply add the value of the two cards. A hand of seven and four has a value of 1. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. I will try to simplify this as much as possible with a few brief guidelines. If one hand is an 8 and the other is a 9, the 9 wins. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The other must do so also. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. This means the game is quite simple especially as there are only three possible bets that can be made. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. All picture cards count as 10 and aces count as 1. If the dealer has 0 then he must draw. If the dealer has 2 then he must draw. If the dealer has 8 then he must stand.

Tips

- in the long run, a player should be making more bets on the banker than on the player. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- As for other bankroll management strategies, a good one is posted on this website. Whatever you decide to follow, be sure you plan ahead of time.

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