Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos.

How to Play Baccarat

All Tens and face cards have a value of 0. Aces count as One and Two through Nine are counted at face value. In Mini Baccarat a casino dealer handles the deal. If neither hand is 9 a hand with a total of 8 is a Natural winner. If neither hand is an 8 or a 9 and there is no Tie additional cards may be dealt according to a standard set of rules. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. And remained an exclusive game to the French nobility for some time before becoming a casino game. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The difference is one of the players banks the game instead of the casino. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. There exists quite a diversity today, especially so since it has made its way onto the world wide web. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. So never mind what the other players bet on or how much they bet. At the beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the shoe, called "The Bank". The baccarat game is now ready to play. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. At first the value of the cards might seem a little odd, but it's really simple to understand. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. After all is said and done, the hand with a point total closes to nine wins. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. The hand closest to a total value of nine wins. Two components of the game need clearing up at this point. One factor is how hand values are tabulated. Tabulating the hand value is straightforward and only takes simple mathematics of addition. First off, know that right from the beginning a hand of 8 or 9 automatically wins. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. This means the game is quite simple especially as there are only three possible bets that can be made. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 1 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- Manage your money wisely, without a "system". As for other bankroll management strategies, a good one is posted on this website.

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