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Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos.

How to Play Baccarat

The winning hand is the hand that holds two or three cards totaling closest to nine. If neither hand is an 8 or a 9 and there is no Tie additional cards may be dealt according to a standard set of rules. The Player’s hand is dealt to first, and only if the current value is 5 or less. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. If the Player did draw a third card, the Banker follows the rules at right. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. It was later on introduced in France around 1490 A. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The result of the die decided her fate. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank bets. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. The baccarat game is now ready to play. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. Once the bank looses it moves on to the next player. The player with the bank deals two sets of two cards, if of course the game is played by two players. When nobody has a natural additional cards are drawn to determine the baccarat winner. So if you draw an eight in baccarat and a three, for instance, the value of both together would be eleven but since the first digit does not count your hand counts only one. The hand closest to a total value of nine wins. a baccarat hand will never exceed three cards total. Tabulating the hand value is straightforward and only takes simple mathematics of addition. All other cards (tens and picture cards) are worth zero points. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. I will try to simplify this as much as possible with a few brief guidelines. First off, know that right from the beginning a hand of 8 or 9 automatically wins. If both hands have an 8 or 9, the game is deemed a tie, in which all Tie Bets win. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. The player's objective is to get a hand that is closer to 9 in value than the banker's. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up) Now it is the bankers turn. This is of course because there is more of a chance for a banker win. So from reading this page you should have picked up enough about baccarat rules to play a game. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. Each player takes it in turns to deal from the shoe there is however no advantage to be gained from it and it is just part of the tradition of the game. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. All picture cards count as 10 and aces count as 1. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 2 then he must draw.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. Whatever you decide to follow, be sure you plan ahead of time.

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