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Baccarat History
Although it has always been a popular game in European and Latin
American casinos, it never caught on as strongly as Blackjack in US
casinos. In the 1950’s the game was popularized in Vegas because of
the efforts of Frank Sinatra, a co-owner of The Sands at the time.
How to Play Baccarat
The winning hand is the
hand that holds two or three cards totaling closest to nine. A bet on the Banker pays even money
minus a 5% house commission. In
the classic game of Baccarat the deal rotates among the players. After players make their bets the dealer
deals a two-card hand to the Banker and Player. Natural hands always immediately win or Tie (although a 9 beats an
8). It was later on introduced in France around 1490 A. D. And remained an exclusive game to the French nobility for some time before becoming a casino game. Chemin de fer is very similar to
baccarat as it's played in American casinos today. The difference is one of the players banks the game instead of the casino. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank
bets. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables.
Baccarat Rules
Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated
table games there is. The most important thing you need to know is whether
you are betting on the Player, on the Bank or on Tie. So never
mind what the other players bet on or how much they bet. Baccarat is played with eight decks of cards without Jokers. At the beginning of the new game the shoe or the bank is given to the
player on the right of the dealer. Before the cards are dealt each baccarat
player has to make his bet. If the hand you bet on
wins you get a one to one payoff. This
is not only the case with single card values but with the result of
two cards combined. After all is said
and done, the hand with a point total closes to nine
wins. The game begins with players placing bets. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. After all bets are made, which cannot be
added to or retracted once play begins, the House will
deal four face-down cards - two cards each to both the
player and banker (House) After the cards are
finished being dealt, they are revealed and tabulated. The other is how drawing a third card is determined. Please note that both hands are allowed a maximum of one
card draw. If this
sum goes over ten, subtract ten and you will have the
final value. If one hand is an 8 and the
other is a 9, the 9 wins. Player shows a 6, 7, 8, or 9
(8 and 9 win)
Player Hand must Stand. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on)
If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used
to. All picture cards count as 10 and aces count as 1. If the dealer has 1 then he must draw. If the dealer has 2 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 9 then he must stand. Once all the hands are dealt it is closest to 9 that wins.
Tips
- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. If you want to take your chances, then by all means use a system - just know when to quit.
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