Baccarat History

Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. A bet on the Player pays even money. A bet on a Tie pays 8 to 1. After players make their bets the dealer deals a two-card hand to the Banker and Player. If the Player did draw a third card, the Banker follows the rules at right. And remained an exclusive game to the French nobility for some time before becoming a casino game. The title of banker rotates around the table in a manner similar to the dice at a craps table. The result of the die decided her fate. There exists quite a diversity today, especially so since it has made its way onto the world wide web. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. The table is staffed by only one dealer who is responsible for handling the cards.

Baccarat Rules

So never mind what the other players bet on or how much they bet. The baccarat game is now ready to play. Each player is given the bank in turn and can hold the bank as long as the bank wins. When nobody has a natural additional cards are drawn to determine the baccarat winner. At first the value of the cards might seem a little odd, but it's really simple to understand. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. This is not only the case with single card values but with the result of two cards combined. So if you draw an eight in baccarat and a three, for instance, the value of both together would be eleven but since the first digit does not count your hand counts only one. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. The hand closest to a total value of nine wins. One factor is how hand values are tabulated. All other cards (tens and picture cards) are worth zero points. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. First off, know that right from the beginning a hand of 8 or 9 automatically wins. If both hands have an 8 or 9, the game is deemed a tie, in which all Tie Bets win. If one hand is an 8 and the other is a 9, the 9 wins. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. The other must do so also. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up) Now it is the bankers turn. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. Baccarat rules state that winning banker bets are subject to a 5% house commission. So from reading this page you should have picked up enough about baccarat rules to play a game. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 2 then he must draw. Once all the hands are dealt it is closest to 9 that wins.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- Play Baccarat Games with the fewest decks. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Manage your money wisely, without a "system". At the least, set yourself limits on losses and stake amounts.

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