Baccarat History

The present form of Baccarat can be traced back to Italy. Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos.

How to Play Baccarat

The winning hand is the hand that holds two or three cards totaling closest to nine. A bet on the Player pays even money. A bet on a Tie pays 8 to 1. All Tens and face cards have a value of 0. A Tie at any point in the game ends the hand and pays Tie bets. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The table is staffed by only one dealer who is responsible for handling the cards. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. Baccarat is a game of chance, all you have to decide is which hand you think will win. Knowing the basic rules will help you understand what is going on on the baccarat table and will make the game more fun to play for you. The only thing you are betting against is the cards. Then he will take the very first card out and whatever the value of this card is indicates how many cards will be Burned. At first the value of the cards might seem a little odd, but it's really simple to understand. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. So if you draw an eight in baccarat and a three, for instance, the value of both together would be eleven but since the first digit does not count your hand counts only one. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. Two components of the game need clearing up at this point. Please note that both hands are allowed a maximum of one card draw. a baccarat hand will never exceed three cards total. Tabulating the hand value is straightforward and only takes simple mathematics of addition. All other cards (tens and picture cards) are worth zero points. If this sum goes over ten, subtract ten and you will have the final value. For instance, a hand of 6 and 10 will have a total value of 6. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. Banker shows a 7, 8 or 9 (8 and 9 win) Banker Hand must Stand. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. With a total of 7, he stands. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 2 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 8 then he must stand.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- Any system like the Martingale, which is designed to cover losses, should be avoided. If you want to take your chances, then by all means use a system - just know when to quit.

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