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Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos.

How to Play Baccarat

A Tie at any point in the game ends the hand and pays Tie bets. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. If neither hand is 9 a hand with a total of 8 is a Natural winner. If neither hand is an 8 or a 9 and there is no Tie additional cards may be dealt according to a standard set of rules. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Chemin de fer is very similar to baccarat as it's played in American casinos today. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The infamous Dunes casino introduced baccarat in the late 50's. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. It is played by the exact same rules, but lacks the accoutrements of the formal version.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. Betting on Tie is not really recommended because it decreases your winning chances. So never mind what the other players bet on or how much they bet. The baccarat game is now ready to play. Before the cards are dealt each baccarat player has to make his bet. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. The hand closest to a total value of nine wins. Please note that both hands are allowed a maximum of one card draw. a baccarat hand will never exceed three cards total. Tabulating the hand value is straightforward and only takes simple mathematics of addition. For instance, a hand of 6 and 10 will have a total value of 6. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. I will try to simplify this as much as possible with a few brief guidelines. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. So from reading this page you should have picked up enough about baccarat rules to play a game. Dealers normally wear tuxedos and the surrounding are is quite lavish. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. If the dealer has 1 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 7 then he must stand. Once all the hands are dealt it is closest to 9 that wins.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- Manage your money wisely, without a "system". Whatever you decide to follow, be sure you plan ahead of time.

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