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Baccarat History
Although it has always been a popular game in European and Latin
American casinos, it never caught on as strongly as Blackjack in US
casinos. In the 1950’s the game was popularized in Vegas because of
the efforts of Frank Sinatra, a co-owner of The Sands at the time.
How to Play Baccarat
In
the classic game of Baccarat the deal rotates among the players. In Mini Baccarat a casino
dealer handles the deal. A Tie at any point
in the game ends the hand and pays Tie bets. If neither hand is an 8 or a 9 and there is no Tie
additional cards may be dealt according to a standard set of rules. If the Player did
draw a third card, the Banker follows the rules at right. The difference is one of the players banks the game instead of the casino. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank
bets. It is played by the exact same rules, but lacks the accoutrements of the formal version. The table is staffed by only one dealer who is responsible for handling the cards.
Baccarat Rules
The most important thing you need to know is whether
you are betting on the Player, on the Bank or on Tie. It doesn't matter which seat you take at the baccarat table because
unlike in Black Jack you are not playing against other players or against
the house. The only thing you are betting against is the cards. Each player is given the bank in
turn and can hold the bank as long as the bank wins. When nobody has a natural additional
cards are drawn to determine the baccarat winner. When there is a Tie and you did not bet on it
nobody looses or wins. At first the value of the cards might seem a little odd, but it's
really simple to understand. This
is not only the case with single card values but with the result of
two cards combined. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. After all bets are made, which cannot be
added to or retracted once play begins, the House will
deal four face-down cards - two cards each to both the
player and banker (House) After the cards are
finished being dealt, they are revealed and tabulated. Depending on hand outcomes, the player hand will either
draw a third card or stand. If both hands are
the same, the game is deemed a tie. Please note that both hands are allowed a maximum of one
card draw. All
cards numbered 2 through 9 are worth their numeric
value. If this
sum goes over ten, subtract ten and you will have the
final value. Player shows a 6, 7, 8, or 9
(8 and 9 win)
Player Hand must Stand. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. After the dealer has finished drawing,
the hands are added up and a winner is declared.
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The other must do so also. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used
to. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. All picture cards count as 10 and aces count as 1. If the dealer has 0 then he must draw. If the dealer has 1 then he must draw. If the dealer has 2 then he must draw. If the dealer has 9 then he must stand.
Tips
- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Any system like the Martingale, which is designed to cover losses, should be avoided. If you want to take your chances, then by all means use a system - just know when to quit.
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